Below is a quote system for Short-Term Medical, Fixed Indemnity, Critical Illness, Cancer, Heart. Short-Term Medical is an affordable alternative to the Affordable Care Act (ACA). Plans are now available in 4X3 Month periods, covering you for the entire year. Please note that the deductible amounts reset at the end of each three month period. Please consider this when signing up for a higher deductible plan. It also should be noted that these plans are not ACA compliant, meaning penalties with relation to having compliant healthcare may be assessed when filing your federal taxes.